Here's the short answer: Binance's basic KYC does not require proof of address — just an ID document, a face scan, and a text description of your address. But 4 situations will trigger a proof-of-address requirement: advanced KYC, large withdrawals, risk-control review, and high-risk regions. Accepted documents include utility bills, bank statements, and government letters, and they must be issued within the last 3 months. Before you start, use the Binance Official Site to check your current KYC level; uploading is smoother from the Official Binance App, and if you're on iPhone and can't install it, see our iOS Install Guide.

Proof of Address (POA) is a standard requirement under international anti-money-laundering (AML) compliance. Binance's requirements vary by regional regulation. Below, we cover the triggers, accepted documents, and photo requirements in full.

1. When Is Proof of Address Required

4 Trigger Conditions

Scenario Is Proof of Address Required Notes
Basic KYC (everyday retail use) Not required ID document + face scan is enough
Advanced KYC (2,000,000 USDT withdrawal limit) Required Must be submitted
Large single withdrawal (50,000 USDT or more) Occasionally required Randomly triggered by risk control
Risk-control review Case by case Multiple trigger conditions
Registration from a high-risk region Required Depends on regulation

The vast majority of retail users will never encounter a proof-of-address requirement from registration through everyday use. It's only triggered when you do something "large-scale."

High-Risk Region List

Binance requires users from certain regions to submit additional proof of address, for example:

Mainland China users doing basic KYC are not on this list.

2. Accepted Proof-of-Address Documents

Compliant Document Checklist

Document Type Accepted Notes
Water bill Accepted Within 3 months
Electricity bill Accepted Within 3 months
Gas bill Accepted Within 3 months
Internet/phone bill Accepted Within 3 months
Bank statement Accepted Must have official letterhead
Credit card statement Accepted Must have official letterhead
Government letter (tax notice, etc.) Accepted Within 6 months
Residential lease agreement Accepted Must be notarized or formal
Residence permit Partially accepted Depends on region
Courier delivery slip Not accepted /
Self-printed utility bill Not accepted Must be the official version
A letter written by a friend Not accepted Must come from an official institution

Key Elements

A compliant proof of address must include:

  1. Your full name (matching your ID document)
  2. Your complete residential address (matching the address submitted in KYC)
  3. The issuing institution's name and logo (utility company, bank, government, etc.)
  4. The issue date (within 3 to 6 months, depending on regulation)
  5. A formal format (not handwritten, not edited with image-editing software)

If any one element is missing, the document will be rejected.

3. Realistic Options for Mainland China Users

Mainland Utility Bills

Utility payments in mainland China are now mostly made through Alipay or WeChat mini-programs, and paper bills are increasingly rare. Viable sources include:

In practice: screenshots are accepted about 30% less often than paper documents, because they aren't a "standard format." If you can get a paper bill, use that first.

Bank Statements

A mainland China bank statement is the most reliable option:

  1. ICBC, CCB, and CMB online banking all let you download an electronic statement (PDF)
  2. The document includes the bank's logo, your name, address, and statement date
  3. Just upload the PDF directly

This is the most recommended proof of address for mainland China users.

Credit Card Statements

A paper credit card statement is an internationally standard form of proof of address. For mainland China users:

  1. Log in to your credit card app (CMB, CITIC, Ping An, etc.)
  2. Find "Statement Management" and download the PDF monthly statement
  3. Check that it includes your name and address (important — your credit card statement's address must match your KYC address)

Hong Kong/Macau/Taiwan/Overseas Users

Region Recommended Document
Hong Kong CLP/HK Electric electricity bill, Watsons Water bill, HSBC bank statement
Macau Power company bill, bank statement
Taiwan Taipower electricity bill, Chunghwa Telecom bill
United States Utility bill, bank statement, credit card statement
Europe Same as above

4. Photo and Upload Requirements

Photo Guidelines

If you're submitting a paper bill:

  1. Lay it flat on a desk — don't fold it
  2. Photograph it in natural light — avoid glare
  3. Make sure all four corners of the bill are in frame
  4. Text must be clearly legible, including small print
  5. Don't cover up any information

PDF Upload Guidelines

For bank statements and similar PDF files, upload them directly — don't print and re-photograph them (this reduces clarity):

  1. File size must not exceed 8 MB
  2. Format must be PDF, JPG, or PNG
  3. Don't edit it with image-editing software, and don't alter any fields
  4. Don't stitch multiple images together or crop it

Information Must Match

The residential address you filled in for KYC and the address on your proof-of-address document must match exactly, word for word. For example:

Even minor discrepancies like this will get your submission rejected. If the wording on your proof of address differs, it's better to update your KYC address to match the bill's wording.

5. Common Reasons Proof of Address Gets Rejected

Top 5 Reasons, Ranked

Rank Reason Share
1 Document is older than 3 months 30%
2 Name or address doesn't match 25%
3 Not an official document (self-printed) 20%
4 Document isn't clear or is obscured 15%
5 Not on the accepted document list 10%

How to Fix Each Issue

6. Additional Requirements for Advanced KYC

If you're upgrading to "Advanced KYC" (for a 2,000,000 USDT withdrawal limit), beyond proof of address you'll also need:

Requirement Notes
Proof of source of funds Payslip, bank statement (6 months)
Proof of employment Employment certificate or company business license
Length of residence Continuous residence at your current address for 3+ months

Materials are reviewed manually by the Compliance department, taking 1 to 4 weeks.

The vast majority of retail users only ever need basic KYC and don't need to bother with Advanced KYC.

7. Frequently Asked Questions

Q: Can I use a utility bill under my parents' name? A: No. The name on the proof of address must match your ID document. If you live with your parents but the utility account is under their name, providing a bank statement in your own name is a better option.

Q: What if I share a rental and there's no utility bill in my own name? A: Use a bank statement or credit card bill instead — as long as it's addressed to your name, that works. You can also use a courier delivery record as "proof of residence," but it's less commonly accepted.

Q: What if I just moved and don't have any bills yet? A: Wait a month or two until you have your first bill before doing Advanced KYC, or use a bank statement in the meantime (as long as your address appears on it).

Q: Are electronic (PDF) bills and paper bills treated the same? A: Yes. Binance accepts both. Electronic bills are more convenient — using PDF is recommended.

Q: Should the address on my proof of address be in English or Chinese? A: It should match the language you used for your KYC address. What matters most is that the two match.

Q: How long is proof of address valid for? A: Usually 3 months. Some strictly regulated regions require 1 month. It's best to use the most recent document you have from the start.

Q: Can I use a courier delivery slip signed for by someone else? A: No. Courier slips aren't on the accepted list, and they especially can't be signed for by someone else.

Most mainland China users doing basic KYC will never need proof of address, but if you're doing a large transaction or upgrading to Advanced KYC, preparing a bank statement or utility bill ahead of time saves you trouble. Our KYC Verification category has more scenario-specific guides.